Services
Reverse Mortgage Loans
REQUIREMENTS*
- 62 years or older for an FHA-insured REVERSE MORTGAGE.
- Must own your home, and must be your primary residence.
- Have equity in the home.
- Single-family, some condominiums, and manufactured homes are eligible.
- No credit score or less than perfect credit.
- Must take HUD-approved counseling.
*certain restrictions apply. Contact us for details!
Loan Products & Programs
FHA/VA & CONVENTIONAL
- FIXED & ARMS, 30 year & 40 year amortization
- Cash-Out/HELOCS
- Conventional loans/FHA/VA Loans
- HECM/REVERSE Mortgage loans
- JUMBO FINANCING
- Bank Statement loans
- Loans for the self-employed
- HUD HOME FINANCING
About Us
Since its establishment in 1998, Colorado Home Mortgage & Financial, Ltd., has been financing homes across Colorado. Chris Lozano has been a licensed real estate broker since 1992 and holds licenses in both real estate and mortgage loan origination. Steve Goumas has been a licensed mortgage loan originator since 2000 and has financed hundreds of homes throughout Colorado. With their extensive experience and expertise in real estate financing and home sales, you can trust Chris and Steve to guide you through the entire real estate and mortgage transaction process with confidence and ease.